COOKIE POLICY

1. WHAT IS A COOKIE?

A cookie is a small text file placed on your device (computer, tablet, smartphone) when visiting a website. It stores information related to your browsing to facilitate your experience and provide certain features.

Cookies can be:

• First-party: placed by Global Risk Predictor
• Third-party: placed by partners or providers (Google, etc.)
• Session: deleted when you close your browser
• Persistent: stored on your device for a specified period

Cookies do not allow us to identify you personally, but only to identify your device and your browsing preferences.

2. WHY DO WE USE COOKIES?

We use cookies for several purposes:

2.1 Strictly necessary cookies (mandatory)

These cookies are essential for the website to function. They allow you to navigate the site and use its basic features (access to secure areas, remembering your session, etc.). Without these cookies, the site cannot function properly.

2.2 Functionality cookies (optional)

These cookies allow the site to remember your choices (language, region) and personalize your experience (display, preferences).

2.3 Performance and analytics cookies (optional)

These cookies help us understand how visitors interact with our site by collecting anonymous information (pages visited, visit duration, traffic sources). This data allows us to improve the performance and usability of the site.

2.4 Marketing and advertising cookies (optional)

These cookies are used to track your browsing on our site and other sites, in order to show you relevant advertisements and measure the effectiveness of our marketing campaigns.

3. LIST OF COOKIES USED

3.1 First-party cookies

3.2 Third-party cookies

4. COOKIE RETENTION PERIOD

In accordance with CNIL recommendations, cookies placed on your device have a maximum lifespan of 13 months. After this period, your consent will be required again.

Data collected via these cookies is kept for the periods indicated in the table above, then deleted or anonymized.

5. MANAGING YOUR CONSENT

5.1 Consent banner

During your first visit to our site, a cookie banner is displayed to inform you about the use of cookies and to obtain your consent. You can modify your preferences at any time by clicking on the "Cookie Management" link at the bottom of the page.

5.2 Browser settings

You can configure your browser to refuse all cookies, accept only certain cookies, or be alerted when a cookie is placed. Here's how to do it for different browsers:

• Google Chrome: Menu → Settings → Privacy and security → Cookies and other site data
• Mozilla Firefox: Menu → Options → Privacy & Security → Cookies and Site Data
• Safari: Preferences → Privacy → Cookies and website data
• Microsoft Edge: Menu → Settings → Privacy and security → Cookies
• Internet Explorer: Menu → Internet Options → Privacy → Settings
• Opera: Menu → Settings → Advanced → Privacy and security → Cookies

5.3 Cookie management platforms

You can also manage your preferences through industry platforms such as YourOnlineChoices (www.youronlinechoices.com) for advertising cookies.

6. STRICTLY NECESSARY COOKIES

Some cookies are strictly necessary for the operation of the site and do not require your prior consent. They are placed automatically and cannot be disabled through our interface. However, you can block them through your browser settings, but this may make certain parts of the site inaccessible.

7. CONSENT AND LEGAL BASIS

In accordance with the ePrivacy Directive and the GDPR:

• Strictly necessary cookies: they are placed on the basis of our legitimate interest in ensuring the functioning of the site.
• Other cookies (functionality, performance, marketing): they are placed only after obtaining your prior consent, via the cookie banner.

You can withdraw your consent at any time by modifying your preferences via the "Cookie Management" link or by configuring your browser.

8. COOKIES AND PERSONAL DATA

Cookies may collect personal data (IP address, session identifiers, preferences). This data is processed in accordance with our Privacy Policy. We implement measures to anonymize this data where possible (e.g., anonymization of IP address in Google Analytics).

9. YOUR RIGHTS

Regarding cookies, you have the following rights:

• Right to be informed about the use of cookies (via this policy)
• Right to consent or refuse non-essential cookies
• Right to withdraw your consent at any time
• Right to access data collected via cookies (via our Privacy Policy)

To exercise your rights, you can contact us at privacy@globalriskpredictor.com.

10. CHANGES TO THE COOKIE POLICY

We reserve the right to modify this Cookie Policy at any time to comply with legislative, regulatory or technical developments. The updated version will be published on this page with the date of the last modification.

In the event of a significant change, we will inform you via a banner or notification on the site.

11. CONTACT

For any questions regarding the use of cookies on our site, you can contact us:

You also have the right to lodge a complaint with the CNIL (www.cnil.fr).