GLOBAL RISK PREDICTOR

Predictive Financial Risk Analysis for Companies and Investors

Discover our solutions

🌐 Our 9 services

Resilience Score
Dynamic evaluation (0–1).
Default Probability
1, 2 and 3 years.
Momentum
Acceleration / deceleration.
Sector Comparison
Positioning vs peers.
Recommended Actions
Prioritized.
External Shock Impacts
Crisis simulation.
What‑If
Internal levers.
Kill Switch
Critical alert.
GRI Signal
Continuous monitoring.
See all services

Mini Resilience Calculator

Adjust the 5 key ratios and instantly get your resilience score and default probability.

Resilience Score

0.000
00.51.0
Default Probability (1 year)
0.0% Low
Change vs previous
➡️ Stable 0.0%

Last saved score:

This calculator uses a simplified version of our model – for a complete analysis, try the advanced simulator.

Two Solutions for Two Different Needs

Choose the solution suited to your profile and goals

For Companies

Assess and improve your own financial health

SaaS Mode: Self-Service and Continuous

  • Access to sector simulators - Analyze your own company
  • Resilience Score and Default Probability - Measure your financial health
  • What-If module included - Test your strategic decisions
  • Personalized recommendations - Improve your weak points
  • 24/7 access to your dashboard - Track your progress
Two options:
SaaS Mode (subscription)€2,490 to €25,000 excl. VAT/year
One-off Audit€4,900 excl. VAT

For Investors

Monitor and protect your investments

Kill Switch: External Monitoring

  • Proactive portfolio monitoring - Protect your investments
  • Early alerts - Detection of default risks
  • Analysis of third-party companies - Assess your holdings
  • Sector dashboards - Overview of your exposure
  • Dedicated analyst support - Expert guidance
Four protection levels:
Kill Switch Light€25,000 excl. VAT/year
Kill Switch Focus€45,000 excl. VAT/year
Kill Switch Resilience€75,000 excl. VAT/year
Kill Switch One Shot€15,000 excl. VAT (one-off)

Comparison of the Two Solutions

Understand the fundamental difference between our two approaches

CriterionCompany SolutionInvestor Solution
Main objectiveImprove own financial healthMonitor third-party companies
Target audienceSMEs, Mid-Caps, Large AccountsFunds, Family Offices
Access to simulators✓ Unlimited✗ Expert analysis
What-If module✓ Included
Early alerts✓ On your indicators✓ Kill Switch
Final resultStrategic DiagnosisPortfolio Protection

Hesitating? Contact us

Our 4-step process

1. Diagnosis
Complete analysis
2. Modeling
Algorithms
3. Recommendations
Prioritized actions
4. Monitoring
Dashboard

🤝 They trust us

Companies from all sectors already use our solutions

💧 ISB WATER
ECOLOGICAL TREATMENT
🌊 Alpha Blue Ocean
ABO COMMITS TO A BETTER TOMORROW
🍽️ COMPASS
GROUP
📡 Deutsche Telekom
🏭 ArcelorMittal
⚡ EDF
Électricité de France
💊 SERVIER
🛡️ AXA
🏛️ SIACI SAINT HONORE
🇫🇷 DGA
🍫 Nestlé
♻️ VEOLIA
PROPERTY
🚗 PEUGEOT
📮 LA POSTE
💼 Unédic
The heart of Unemployment Insurance

... and many other major players

Your Financial Health

Complete diagnosis, predictive analysis and personalized action plan

Resilience Score Default Probability What-If Module Momentum

📊 How is the Resilience Score calculated?

The Resilience Score is a 0 to 1 rating calculated from 11 weighted financial ratios:

  • Liquidity: Quick Ratio, Current Ratio
  • Leverage: Debt/Equity, Net Debt/EBITDA
  • Profitability: Operating Margin, ROIC
  • Activity: DSO, Inventory Turnover

How to interpret your results

ScoreDefault Prob.MomentumInterpretation
90-100%0-5%PositiveExcellent health, accelerating improvement
70-89%5-15%Stable/positiveGood health, moderate risk
50-69%15-30%NegativeFragile situation, deceleration
30-49%30-60%Strongly negativeSignificant difficulties
0-29%60-100%Very negativeCritical situation

Sector comparison: Positioning vs peers. Recommended actions: Prioritized. Shock impacts: Crisis simulation.

Momentum in detail

Momentum measures the acceleration of your score:

Momentum = (ScoreN − ScoreN-1) − (ScoreN-1 − ScoreN-2)

Momentum

"Traditional scores measure risk. GRP measures the trajectory of risk."

Momentum captures financial inertia.

An improvement that accelerates signals a successful transformation.

A deterioration that speeds up may herald an imminent collapse.

Resilience Score
"Where is the company today"
📊 Static level
Momentum
"How fast, and is it accelerating"
⚡ Acceleration / Deceleration

📐 Definition

Momentum = (ScoreN − ScoreN-1) − (ScoreN-1 − ScoreN-2)

🎯 5 Momentum arguments

  • ✔ Early detection
  • ✔ Anticipation of breakpoints
  • ✔ Differentiation
  • ✔ Dynamic reading
  • ✔ Actionable decision

⚠️ Limits of traditional scores

  • • Photo vs film
  • • Alerts too late
  • • Illusion of security
  • • Unsuitable for current shocks
GEOPOLITICAL RISK ANTICIPATION

GRI Signal Service

A proprietary advanced geopolitical risk indicator, designed to precede major moves in VIX, sovereign CDS spreads and other market stress measures (MOVE, EMBI, etc.) by 30 to 45 days on average.

92%
Correlation with sovereign CDS spreads (5Y)
30-45 d
lead on major VIX spikes
p < 0.001
Granger causality test – 95% CI

🔮 Why choose Global Risk Predictor?

Detection 14 months before the crisis

Our algorithm identifies weak signals with an average 14-month lead time.

92% accuracy

Validated on 500 French companies over the last 3 years.

Exclusive Kill Switch

Decision-making protection for investors.

Subscription plans

Essential

€5,000 /month
  • Data feed for 10 major countries
  • Daily update

Ideal for: family offices, small hedge funds

Professional Recommended

€12,000 /month
  • Data feed for 30 countries
  • Customizable alerts

Ideal for: macro hedge funds, volatility desks

Enterprise

On quote
  • All countries / raw feeds
  • Assisted integration

Ideal for: major banks, insurers, systemic funds

About Us

Discover Global Risk Predictor, your expert partner in predictive financial risk analysis

Our mission

At Global Risk Predictor, we transform complex financial data into actionable insights. Our innovative platform enables companies to anticipate risks, optimize investments and make informed decisions for a safer financial future.

Our story

Founded in 2020, Global Risk Predictor was born from a simple observation: traditional financial analysis tools are no longer sufficient in an increasingly complex and interconnected economic world.

Our expertise combines artificial intelligence and sector knowledge to deliver reliable, personalized predictions.

92% Accuracy

Our predictive intelligence technology offers exceptional accuracy in financial risk assessment.

Our Team

Gilles Legrand

Founder & Risk Management Strategist

Specialist in predicting failure before it occurs

Analyst Team

Sector experts

Specialists in finance, industry, technology and services

Technical Team

Developers & Data Scientists

Experts in predictive algorithms and AI

Our Values

  • Reliability: We guarantee the accuracy and precision of our analyses.
  • Innovation: We push technological boundaries to anticipate tomorrow's challenges.
  • Sharing: We work closely with our clients.
  • Confidentiality: The security of your data is our absolute priority.

Want to know more?

Our team is available to discuss your needs.

Contact us

Our Offers and Pricing

Choose the solution and plan that best fit your profile

Solutions for Companies

Predictive tools to assess and improve your financial resilience

Essential

SMEs & startups

€2,490excl. VAT / year

Up to 20 simulations / month

  • All sector simulators
  • Resilience Score
  • Default probability (1, 2, 3 years)
  • Momentum
  • Sector comparison
  • Recommended actions
  • External shock impacts
  • What‑If
  • PDF & TXT export

Business

Mid‑sized companies & consulting firms

€7,900excl. VAT / year

Up to 100 simulations / month

  • All sector simulators
  • Resilience Score
  • Default probability (1, 2, 3 years)
  • Momentum
  • Sector comparison
  • Recommended actions
  • External shock impacts
  • What‑If
  • PDF & TXT export

Enterprise

Large groups

€15,900excl. VAT / year

Unlimited simulations

  • All sector simulators
  • Resilience Score
  • Default probability (1, 2, 3 years)
  • Momentum
  • Sector comparison
  • Recommended actions
  • External shock impacts
  • What‑If
  • PDF & TXT export
  • Priority support

SaaS Plans Overview

Plan Price excl. VAT/year Volume Features
Essential€2,49020 sim / monthAll services + exports
Business€7,900100 sim / monthAll services + exports
Enterprise€15,900UnlimitedAll + priority support

One‑off Audit – Resilience Pack

Complete analysis without commitment – delivered within 10 working days

€4,900 excl. VAT

Order an audit

Our Sector Simulators

Discover our specialized resilience and default risk analysis tools for each industry

Technology Sector
Technological resilience analysis

Assess the financial health of tech companies with tailored indicators: R&D, revenue growth, burn rate, valuation...

Industry Sector
Score and default probability

Analysis of industrial companies focusing on inventory turnover, working capital, capital intensity and production cycles.

Healthcare Sector
Healthcare financial assessment

Specialized simulator for healthcare facilities, laboratories and biotech companies with specific regulatory indicators.

Services Sector
Probability and default analysis

Assess service companies with specific indicators: customer retention rate, operating margin, billing cycle...

Construction Sector
Construction sector analysis

Simulator tailored for construction companies with key indicators: project progress, guarantees, sector payment terms...

Retail Sector
Retail sector analysis

Assess retailers with specific indicators: inventory turnover, commercial margin, sales area, revenue/m²...

Our exclusive technology

  • Confidential algorithms: We have created an exclusive model for each sector that combines multiple financial and statistical approaches to anticipate failures.
  • Multidimensional analysis: Our algorithms analyze thousands of combinations of ratios, margins, customer delays, etc.
  • Accurate results: Assignment of a risk score with a 92% success rate.
  • Full access: 6 sector simulators included, unlimited access.
  • Security & GDPR compliance: French hosting, compliance with confidentiality standards.

Dashboards

Overview and real-time analysis of your investment portfolios

Family Office Dashboard

Complete monitoring of your family wealth

78%
Average Resilience Score
12%
Average Default Probability
3
Active Alerts
15
Monitored Assets

Holdings Overview

AssetSectorResilience ScoreDefault Prob.Status
TechInnov SASTechnology85%8%Stable
Manufacture DupontIndustry72%15%Watch
BioHealth LabsHealthcare91%5%Excellent

Case Studies

Discover how Global Risk Predictor anticipates failures and visualizes risks in real-world conditions

Groupe Casino

Pre-bankruptcy simulation 2022 – detection 16 months before the safeguard procedure.

View demo

Midcap Default 2024

Retrospective analysis of 10 midcap companies – average detection 14 months before default.

View demo

GRI Signal – 5 countries

Interactive dashboard of the GRI indicator over 30 days for France, Germany, Italy, Spain, UK.

View demo

Family Office Dashboard

Consolidated view of holdings, heatmap, actionable alerts and timeline evolution.

View demo

Private Equity Dashboard

Portfolio monitoring, TVPI, MOIC, down round alerts and exit horizon for PE funds.

View demo

Kill Switch in Action

Portfolio monitoring, weak signal detection and real-time actionable alerts.

View demo

Our approach

Real data

Cases are built from public financial data (2022-2024) and sector ratios.

Predictive model

Resilience score and default probability calculated with our proprietary algorithm (92% accuracy).

Early detection

Highlighting the anticipation of weak signals up to 18 months before the event.

Request a personalized demo

Blog

Analysis, advice and news on predictive finance and risk management

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Frequently Asked Questions

What is the Resilience Score?
The Resilience Score measures your company's ability to withstand economic shocks and adapt to difficulties. It assesses your financial robustness, adaptability and rebound potential on a scale of 0% (very low) to 100% (excellent).
How is the Default Probability calculated?
The Default Probability is calculated from the analysis of multiple financial indicators, including debt level, fixed costs, financial imbalances and sector-specific factors. Our proprietary algorithm integrates this data to estimate the risk that your company may no longer meet its obligations within the next 12 months.
What is the What-If module?
The What-If module is our strategic simulation tool that allows you to virtually test your decisions before implementing them. You can simulate the impact of different scenarios (DSO reduction, margin increase, investment, etc.) on your resilience score and default probability.
What is Momentum?
Momentum measures the acceleration or deceleration of your resilience score. It is calculated as the second derivative of the score over three periods: Momentum = (Score N − Score N-1) − (Score N-1 − Score N-2). A positive momentum signals accelerating improvement; a negative momentum indicates accelerating deterioration. It is an early indicator that detects trajectory changes before they become visible in traditional ratios.
What is GRI Signal Service?
GRI Signal Service is a proprietary advanced geopolitical risk indicator, designed to precede major moves in VIX, sovereign CDS spreads and other market stress measures by 30 to 45 days on average. It covers 30 countries, offers customizable alerts, and integrates via API into your models. Backtested over 120 months with high statistical accuracy (p<0.001), it provides true additive alpha for investors.
What is Kill Switch and why is it different?
Kill Switch is a decision-making safety device, not an analysis tool. It detects non-financial risks before they appear in financial statements, creating an advanced due diligence trail. "Kill Switch does not prevent failure. It prevents invisible failure."
How accurate are your predictions?
Our predictive intelligence technology offers 92% accuracy in financial risk assessment, validated on a sample of 500 French companies over the last 3 years.
How do I choose the right plan for my needs?
For SMEs/Startups: the Essential plan (€2,490/year). For mid-sized companies and consulting firms: the Business plan (€7,900/year). For large groups: the Enterprise plan (€15,900/year). For investors: Kill Switch offers (€25,000 to €75,000/year). Contact us for a free diagnosis.
Can't find an answer? Contact us

Contact Us

Write to us directly:

gilleslegrand@globalriskpredictor.com

Response within 24 business hours

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